Financial Inclusion

Empowering Rural Women: The Grameen Credit Score Scheme Unveiled in India’s 2025 Budget

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The Grameen Credit Score Scheme is more than a financial tool—it’s a catalyst for social change. By dismantling systemic barriers, it enables rural women to transition from subsistence to self-reliance.

In a landmark move to bolster financial inclusion, Finance Minister Nirmala Sitharaman announced the Grameen Credit Score Scheme in India’s 2025 Union Budget. This transformative initiative targets the economic empowerment of rural women entrepreneurs and Self Help Groups (SHGs), addressing long-standing barriers to credit access. By introducing a tailored credit assessment framework, the scheme aims to integrate … Read more

The Success of the eShram Portal: Empowering Unorganised Workers in India

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The eShram portal is a government initiative developed by the Ministry of Labour & Employment to register and support unorganised workers in India.

Introduction Purpose of the eShram Portal: A One-Stop Solution for Unorganised Workers The eShram portal was launched with the idea of centre as a ‘One-Stop-Solution’ for unorganised workers. This means that the portal is an integrated one through which different social security schemes can be accessed by the workers without applying through different government departments. … Read more